"The Art Of The Deal"
Getting the best "deal" is more than submitting a bunch
of paperwork to a bank, lender, or investor. Sure, that's what most borrowers and brokers do. But it's usually not the best way to
get the "best" loan.
Why? Because there are simply too many factors to take a cookie-cutter
approach to financing.
There's an "art" to getting the best deal. It takes lots of experience. A
willingness to work harder than others. A tenacity. Relationships, true relationships, with lenders and investors. And, well,
creativity.
Don't Trust Your Financing To Amateurs
Today, there are a slew of
residential mortgage brokers who have turned to commercial financing because the residential marketplace has slowed down significantly.
The problem with this is that the commercial market truly is an art form ... of packaging, underwriting, and finding the right lender for the
right project. It's a whole different ballgame than residential. Yet, this new breed of "commercial/residential" brokers use the same
bait-and-switch methods that worked with residential ... everything sounds great in the beginning, but deals often change for the worse and
seldom get closed.
Imagine what would happen if your loan does not go through ... can you
afford it?
At Aspen, you're working with very experienced commercial
financing professionals ... lawyers, bankers, loan officers, financial planners. All on your team.
Bottom line, it's best to start (and finish) with commercial financing
experts.
The Benefits Can Be Significant
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Better rates so your monthly payments are lower and you have more cash flow to use for other
expenses
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Better terms so you preserve more capital, have less financial strain in the future
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Quicker closes which mean less stress, faster benefits
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A long-term plan that takes your entire situation into account, so your long-term needs and
goals are better realized
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Getting an approval versus a rejection so you are not one of the "63% of borrowers" whose loan
are turned down by a bank ... and not finding out any "surprises" that cost you a fortune during the loan process
The Best Loan For Your Situation
Bottom line, there's no cookie-cutter loan that fits all situations. We
handle deals from $100,000 to $100,000,000 (and more), and there have never been two loans with the same requirements. We offer every type
of loan possible ... up to 100% commercial financing, preferred SBA loans, hard money, equity partners, conventional, alternative, etc. But,
again, it takes experience to know what is best for you.
Contact Us
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updated for 2008. To contact us, please fill out the following form. If you'd like us to contact you directly, include your phone
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